/* =============================================================
   LUSOVIA — main.css
   Instituição de crédito · mercado português
   Palette institutionnelle : bleu marine + vert portugais
   ============================================================= */

/* Media query pour les appareils mobiles */
@media (max-width: 768px) {
  #email .email-link,
  #whatsapp .wtsapp {
    font-size: 5px; /* Taille du texte réduite */
    width: 10px; /* Largeur réduite */
    height: 10px; /* Hauteur réduite */
    line-height: 20px; /* Ajuste la ligne pour centrer le texte */
  }

  #email .email-link:before,
  #whatsapp .wtsapp:before {
    width: 5px; /* Taille réduite pour l'effet de pulsation */
    height: 5px;
  }

  #email .email-link {
    bottom: 150px; /* Ajuste la position pour les petits écrans */
  }
}

#email .email-link {
  position: fixed;
  background-color: #d93025;
  display: block;
  text-align: center;
  box-shadow: 0 0 20px rgba(0, 0, 0, 0.15);
  border-radius: 50px;
  border-right: none;
  color: #fff;
  font-weight: 500;
  font-size: 15px;
  bottom: 108px;
  right: 20px;
  border: 0;
  z-index: 9999;
  width: 35px;
  height: 35px;
  line-height: 35px;
}

#email .email-link:before {
  content: "";
  position: absolute;
  z-index: -1;
  left: 50%;
  top: 50%;
  transform: translateX(-50%) translateY(-50%);
  display: block;
  width: 35px;
  height: 35px;
  background-color: #d93025;
  border-radius: 50%;
  animation: pulse-border 1500ms ease-out infinite;
}

#email .email-link:focus {
  border: none;
  outline: none;
}

@keyframes pulse-border {
  0% {
    transform: translateX(-50%) translateY(-50%) translateZ(0) scale(1);
    opacity: 0.8;
  }
  100% {
    transform: translateX(-50%) translateY(-50%) translateZ(0) scale(1.2);
    opacity: 0.8;
  }
}

/* -------------------------------------------------------------
   Fonts
------------------------------------------------------------- */
:root {
  --default-font:
    "Roboto", system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue",
    Arial, "Noto Sans", "Liberation Sans", sans-serif, "Apple Color Emoji",
    "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";
  --heading-font: "Poppins", sans-serif;
  --nav-font: "Poppins", sans-serif;
}

/* -------------------------------------------------------------
   Global Colors — Palette Lusovia
------------------------------------------------------------- */
:root {
  --background-color: #ffffff;
  --default-color: #3b4351;
  --heading-color: #0a2540;
  --accent-color: #0b7a4b;
  --surface-color: #ffffff;
  --contrast-color: #ffffff;

  --primary-color: #1e5fa8;
  --primary-dark: #0a2540;
  --neutral-50: #fbfcfe;
  --neutral-100: #f7f9fc;
  --neutral-200: #e3e8ef;
  --neutral-300: #cbd3df;
  --neutral-500: #5a6472;
  --success-color: #059652;
  --error-color: #d93025;
}

:root {
  --nav-color: #e7eef5;
  --nav-hover-color: #0b7a4b;
  --nav-mobile-background-color: #ffffff;
  --nav-dropdown-background-color: #ffffff;
  --nav-dropdown-color: #3b4351;
  --nav-dropdown-hover-color: #0b7a4b;
}

.light-background {
  --background-color: #f7f9fc;
  --surface-color: #ffffff;
}

.dark-background {
  --background-color: #0a2540;
  --default-color: #e7eef5;
  --heading-color: #ffffff;
  --surface-color: #143352;
  --contrast-color: #0a2540;
}

:root {
  scroll-behavior: smooth;
}

/* -------------------------------------------------------------
   General
------------------------------------------------------------- */
body {
  color: var(--default-color);
  background-color: var(--background-color);
  font-family: var(--default-font);
  line-height: 1.65;
}

a {
  color: var(--accent-color);
  text-decoration: none;
  transition: 0.3s;
}

a:hover {
  color: color-mix(in srgb, var(--accent-color), transparent 25%);
  text-decoration: none;
}

h1,
h2,
h3,
h4,
h5,
h6 {
  color: var(--heading-color);
  font-family: var(--heading-font);
  font-weight: 600;
  line-height: 1.3;
}

p {
  margin-bottom: 1rem;
}

/* -------------------------------------------------------------
   Boutons CTA
------------------------------------------------------------- */
.btn-cta-primary,
.btn-cta-primary:focus {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  background: var(--accent-color);
  color: #fff;
  font-family: var(--heading-font);
  font-weight: 600;
  font-size: 15px;
  letter-spacing: 0.3px;
  padding: 12px 28px;
  border: 2px solid var(--accent-color);
  border-radius: 50px;
  transition: all 0.3s ease;
  text-decoration: none;
  box-shadow: 0 6px 18px rgba(11, 122, 75, 0.25);
  white-space: nowrap;
}

.btn-cta-primary:hover {
  background: color-mix(in srgb, var(--accent-color), black 12%);
  border-color: color-mix(in srgb, var(--accent-color), black 12%);
  color: #fff;
  transform: translateY(-1px);
  box-shadow: 0 8px 22px rgba(11, 122, 75, 0.32);
}

.btn-cta-secondary,
.btn-cta-secondary:focus {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  background: transparent;
  color: #fff;
  font-family: var(--heading-font);
  font-weight: 600;
  font-size: 15px;
  padding: 12px 26px;
  border: 2px solid rgba(255, 255, 255, 0.7);
  border-radius: 50px;
  transition: all 0.3s ease;
  text-decoration: none;
  white-space: nowrap;
}

.btn-cta-secondary:hover {
  background: #fff;
  color: var(--primary-dark);
  border-color: #fff;
}

.btn-cta-outline,
.btn-cta-outline:focus {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  background: transparent;
  color: var(--primary-dark);
  font-family: var(--heading-font);
  font-weight: 600;
  font-size: 15px;
  padding: 11px 26px;
  border: 2px solid var(--primary-dark);
  border-radius: 50px;
  transition: all 0.3s ease;
  text-decoration: none;
  white-space: nowrap;
}

.btn-cta-outline:hover {
  background: var(--primary-dark);
  color: #fff;
}

.btn-cta-outline-light,
.btn-cta-outline-light:focus {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  background: transparent;
  color: #fff;
  font-family: var(--heading-font);
  font-weight: 600;
  font-size: 15px;
  padding: 11px 26px;
  border: 2px solid #fff;
  border-radius: 50px;
  transition: all 0.3s ease;
  text-decoration: none;
  white-space: nowrap;
}

.btn-cta-outline-light:hover {
  background: #fff;
  color: var(--primary-dark);
}

.btn-lg-cta {
  font-size: 16px;
  padding: 14px 34px;
}

.btn-sm-cta {
  font-size: 13px;
  padding: 8px 18px;
}

.link-more {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  color: var(--primary-color);
  font-weight: 600;
  font-size: 14px;
  transition: all 0.3s;
}

.link-more:hover {
  color: var(--accent-color);
  gap: 10px;
}

.link-more i {
  transition: transform 0.3s;
}

/* -------------------------------------------------------------
   PHP Email Form Messages
------------------------------------------------------------- */
.php-email-form .error-message {
  display: none;
  background: var(--error-color);
  color: #fff;
  text-align: left;
  padding: 15px;
  margin-bottom: 24px;
  font-weight: 600;
  border-radius: 6px;
}

.php-email-form .sent-message {
  display: none;
  color: #fff;
  background: var(--success-color);
  text-align: center;
  padding: 15px;
  margin-bottom: 24px;
  font-weight: 600;
  border-radius: 6px;
}

.php-email-form .loading {
  display: none;
  background: var(--surface-color);
  text-align: center;
  padding: 15px;
  margin-bottom: 24px;
  color: var(--neutral-500);
}

.php-email-form .loading:before {
  content: "";
  display: inline-block;
  border-radius: 50%;
  width: 24px;
  height: 24px;
  margin: 0 10px -6px 0;
  border: 3px solid var(--accent-color);
  border-top-color: var(--surface-color);
  animation: php-email-form-loading 1s linear infinite;
}

@keyframes php-email-form-loading {
  0% {
    transform: rotate(0deg);
  }
  100% {
    transform: rotate(360deg);
  }
}

/* -------------------------------------------------------------
   Header
------------------------------------------------------------- */
.header {
  --background-color: rgba(10, 37, 64, 0);
  --default-color: #ffffff;
  --heading-color: #ffffff;
  color: var(--default-color);
  background-color: var(--background-color);
  padding: 15px 0;
  transition: all 0.4s;
  z-index: 997;
}

.header.scrolled,
.scrolled .header {
  --background-color: rgba(10, 37, 64, 0.96);
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.08);
}

.header .logo {
  line-height: 1;
}

.header .logo img {
  max-height: 36px;
  margin-right: 8px;
}

.header .logo h1 {
  font-size: 28px;
  margin: 0;
  font-weight: 700;
  color: var(--heading-color);
  letter-spacing: -0.5px;
}

.header .logo span {
  color: var(--accent-color);
  font-size: 28px;
  font-weight: 700;
}

.header-cta {
  gap: 10px;
  margin-left: 24px;
}

.header-cta .btn-cta-primary {
  padding: 10px 22px;
  font-size: 14px;
}

.header-cta .btn-cta-secondary {
  padding: 10px 22px;
  font-size: 14px;
  border-color: rgba(255, 255, 255, 0.5);
}

@media (max-width: 1199px) {
  .header .logo {
    order: 1;
  }
  .header .navmenu {
    order: 3;
  }
}

/* -------------------------------------------------------------
   Navigation
------------------------------------------------------------- */
@media (min-width: 1200px) {
  .navmenu {
    padding: 0;
  }

  .navmenu ul {
    margin: 0;
    padding: 0;
    display: flex;
    list-style: none;
    align-items: center;
  }

  .navmenu li {
    position: relative;
  }

  .navmenu a,
  .navmenu a:focus {
    color: var(--nav-color);
    padding: 18px 15px;
    font-size: 15px;
    font-family: var(--nav-font);
    font-weight: 500;
    display: flex;
    align-items: center;
    justify-content: space-between;
    white-space: nowrap;
    transition: 0.3s;
  }

  .navmenu a i,
  .navmenu a:focus i {
    font-size: 12px;
    line-height: 0;
    margin-left: 5px;
    transition: 0.3s;
  }

  .navmenu li:last-child a {
    padding-right: 0;
  }

  .navmenu li:hover > a,
  .navmenu .active,
  .navmenu .active:focus {
    color: var(--nav-hover-color);
  }

  .navmenu .dropdown ul {
    margin: 0;
    padding: 10px 0;
    background: var(--nav-dropdown-background-color);
    display: block;
    position: absolute;
    visibility: hidden;
    left: 14px;
    top: 130%;
    opacity: 0;
    transition: 0.3s;
    border-radius: 8px;
    z-index: 99;
    box-shadow: 0 10px 30px rgba(10, 37, 64, 0.12);
    border: 1px solid var(--neutral-200);
  }

  .navmenu .dropdown ul li {
    min-width: 220px;
  }

  .navmenu .dropdown ul a {
    padding: 12px 22px;
    font-size: 14px;
    text-transform: none;
    color: var(--nav-dropdown-color);
    font-weight: 500;
  }

  .navmenu .dropdown ul a:hover,
  .navmenu .dropdown ul li:hover > a {
    color: var(--nav-dropdown-hover-color);
    background: var(--neutral-100);
  }

  .navmenu .dropdown:hover > ul {
    opacity: 1;
    top: 100%;
    visibility: visible;
  }
}

@media (max-width: 1199px) {
  .mobile-nav-toggle {
    color: var(--nav-color);
    font-size: 28px;
    line-height: 0;
    margin-right: 10px;
    cursor: pointer;
    transition: color 0.3s;
  }

  .navmenu {
    padding: 0;
    z-index: 9997;
  }

  .navmenu ul {
    display: none;
    list-style: none;
    position: absolute;
    inset: 60px 20px 20px 20px;
    padding: 10px 0;
    margin: 0;
    border-radius: 8px;
    background-color: var(--nav-mobile-background-color);
    overflow-y: auto;
    transition: 0.3s;
    z-index: 9998;
    box-shadow: 0 0 30px rgba(10, 37, 64, 0.15);
  }

  .navmenu a,
  .navmenu a:focus {
    color: var(--nav-dropdown-color);
    padding: 12px 22px;
    font-family: var(--nav-font);
    font-size: 16px;
    font-weight: 500;
    display: flex;
    align-items: center;
    justify-content: space-between;
    white-space: nowrap;
    transition: 0.3s;
  }

  .navmenu a i,
  .navmenu a:focus i {
    font-size: 12px;
    line-height: 0;
    margin-left: 5px;
    width: 30px;
    height: 30px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    transition: 0.3s;
    background-color: color-mix(in srgb, var(--accent-color), transparent 90%);
  }

  .navmenu a:hover,
  .navmenu .active,
  .navmenu .active:focus {
    color: var(--nav-dropdown-hover-color);
  }

  .navmenu .dropdown ul {
    position: static;
    display: none;
    z-index: 99;
    padding: 10px 0;
    margin: 10px 20px;
    background-color: var(--nav-dropdown-background-color);
    border: 1px solid var(--neutral-200);
    box-shadow: none;
    transition: all 0.5s ease-in-out;
  }

  .navmenu .dropdown > .dropdown-active {
    display: block;
    background-color: var(--neutral-100);
  }

  .mobile-nav-active {
    overflow: hidden;
  }

  .mobile-nav-active .mobile-nav-toggle {
    color: #fff;
    position: absolute;
    font-size: 32px;
    top: 15px;
    right: 15px;
    margin-right: 0;
    z-index: 9999;
  }

  .mobile-nav-active .navmenu {
    position: fixed;
    overflow: hidden;
    inset: 0;
    background: rgba(10, 37, 64, 0.9);
    transition: 0.3s;
  }

  .mobile-nav-active .navmenu > ul {
    display: block;
  }
}

/* -------------------------------------------------------------
   Footer
------------------------------------------------------------- */
.footer {
  color: #c7d4e3;
  background-color: var(--background-color);
  font-size: 14px;
  padding: 70px 0 30px 0;
  position: relative;
}

.footer h3 {
  font-size: 26px;
  font-weight: 700;
  color: #fff;
  margin: 0 0 16px 0;
}

.footer h3 span {
  color: var(--accent-color);
}

.footer h4 {
  font-size: 15px;
  font-weight: 600;
  color: #fff;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin: 0 0 18px 0;
}

.footer p {
  color: #a8b8cc;
  line-height: 1.7;
  margin: 0 0 18px 0;
}

.footer ul {
  list-style: none;
  padding: 0;
  margin: 0;
}

.footer ul li {
  padding: 4px 0;
}

.footer ul a {
  color: #c7d4e3;
  transition: 0.3s;
}

.footer ul a:hover {
  color: #fff;
  padding-left: 4px;
}

.footer .social-links {
  margin-top: 18px;
}

.footer .social-links a {
  font-size: 16px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  background: rgba(255, 255, 255, 0.08);
  color: #fff;
  line-height: 1;
  margin: 0 6px 0 0;
  border-radius: 50%;
  width: 38px;
  height: 38px;
  transition: 0.3s;
}

.footer .social-links a:hover {
  background: var(--accent-color);
  transform: translateY(-2px);
}

.footer .legal-info li {
  font-size: 13px;
  color: #a8b8cc;
  padding: 3px 0;
  line-height: 1.6;
}

.footer .legal-info strong {
  color: #e7eef5;
  font-weight: 600;
}

.footer .legal-links {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 16px;
}

.footer .legal-links li {
  padding: 0;
}

.footer .legal-links a {
  font-size: 13px;
  color: #c7d4e3;
  border-bottom: 1px solid transparent;
}

.footer .legal-links a:hover {
  border-color: var(--accent-color);
  color: #fff;
  padding-left: 0;
}

.footer .copyright {
  margin-top: 50px;
  padding-top: 25px;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  text-align: center;
}

.footer .copyright p {
  margin-bottom: 8px;
  color: #a8b8cc;
}

.footer .footer-disclaimer {
  font-size: 12px;
  line-height: 1.6;
  color: #8899ad !important;
  max-width: 900px;
  margin: 0 auto;
}

.footer .footer-top {
  margin-bottom: 10px;
}

/* -------------------------------------------------------------
   Preloader
------------------------------------------------------------- */
#preloader {
  position: fixed;
  inset: 0;
  z-index: 9999;
  overflow: hidden;
  background-color: #fff;
  transition: all 0.6s ease-out;
}

#preloader:before {
  content: "";
  position: fixed;
  top: calc(50% - 30px);
  left: calc(50% - 30px);
  border: 4px solid var(--neutral-200);
  border-top-color: var(--accent-color);
  border-radius: 50%;
  width: 60px;
  height: 60px;
  animation: animate-preloader 0.9s linear infinite;
}

@keyframes animate-preloader {
  0% {
    transform: rotate(0deg);
  }
  100% {
    transform: rotate(360deg);
  }
}

/* -------------------------------------------------------------
   Scroll Top
------------------------------------------------------------- */
.scroll-top {
  position: fixed;
  visibility: hidden;
  opacity: 0;
  right: 18px;
  bottom: -15px;
  z-index: 99999;
  background-color: var(--accent-color);
  width: 44px;
  height: 44px;
  border-radius: 50%;
  transition: all 0.4s;
  box-shadow: 0 6px 18px rgba(11, 122, 75, 0.25);
}

.scroll-top i {
  font-size: 24px;
  color: #fff;
  line-height: 0;
}

.scroll-top:hover {
  background-color: color-mix(in srgb, var(--accent-color), black 12%);
}

.scroll-top.active {
  visibility: visible;
  opacity: 1;
  bottom: 18px;
}

@media screen and (max-width: 768px) {
  [data-aos-delay] {
    transition-delay: 0 !important;
  }
}

/* -------------------------------------------------------------
   Page Title
------------------------------------------------------------- */
.page-title {
  color: var(--default-color);
  background-color: var(--background-color);
  position: relative;
}

.page-title .heading {
  padding: 150px 0 70px 0;
}

.page-title .heading h1 {
  font-size: 40px;
  font-weight: 700;
  color: var(--heading-color);
}

.page-title .heading p {
  max-width: 720px;
  margin: 12px auto 0;
  color: var(--neutral-500);
  font-size: 17px;
}

.page-title nav {
  background-color: var(--neutral-100);
  padding: 16px 0;
}

.page-title nav ol {
  display: flex;
  flex-wrap: wrap;
  list-style: none;
  margin: 0;
  padding: 0;
  font-size: 14px;
  font-weight: 500;
}

.page-title nav ol li + li {
  padding-left: 10px;
}

.page-title nav ol li + li::before {
  content: "/";
  display: inline-block;
  padding-right: 10px;
  color: var(--neutral-300);
}

.page-title nav ol a {
  color: var(--neutral-500);
}

.page-title nav ol a:hover {
  color: var(--accent-color);
}

.page-title nav ol .current {
  color: var(--heading-color);
  font-weight: 600;
}

/* -------------------------------------------------------------
   Global Sections
------------------------------------------------------------- */
section,
.section {
  color: var(--default-color);
  background-color: var(--background-color);
  padding: 80px 0;
  scroll-margin-top: 90px;
  overflow: clip;
}

@media (max-width: 1199px) {
  section,
  .section {
    scroll-margin-top: 70px;
    padding: 60px 0;
  }
}

.section-title {
  text-align: center;
  padding-bottom: 50px;
}

.section-title h2 {
  font-size: 34px;
  font-weight: 700;
  margin-bottom: 16px;
  color: var(--heading-color);
  letter-spacing: -0.5px;
}

.section-title p {
  max-width: 720px;
  margin: 0 auto;
  color: var(--neutral-500);
  font-size: 16px;
}

/* -------------------------------------------------------------
   Hero
------------------------------------------------------------- */
.hero {
  width: 100%;
  min-height: 88vh;
  position: relative;
  padding: 150px 0 90px 0;
  display: flex;
  align-items: center;
  background: linear-gradient(135deg, #0a2540 0%, #143352 60%, #0b3a5c 100%);
  overflow: hidden;
}

.hero::before {
  content: "";
  position: absolute;
  top: -30%;
  right: -10%;
  width: 700px;
  height: 700px;
  background: radial-gradient(
    circle,
    rgba(11, 122, 75, 0.18) 0%,
    transparent 70%
  );
  border-radius: 50%;
  pointer-events: none;
}

.hero .container {
  position: relative;
  z-index: 1;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.15);
  color: #e7eef5;
  font-size: 13px;
  font-weight: 500;
  padding: 8px 18px;
  border-radius: 50px;
  margin-bottom: 22px;
}

.hero-badge i {
  color: var(--accent-color);
  font-size: 15px;
}

.hero h1 {
  margin: 0;
  font-size: 46px;
  font-weight: 700;
  line-height: 1.15;
  color: #fff;
  letter-spacing: -0.8px;
}

.hero p {
  color: rgba(231, 238, 245, 0.85);
  margin: 22px 0 32px 0;
  font-size: 18px;
  font-weight: 400;
  line-height: 1.65;
  max-width: 560px;
}

.hero .hero-cta {
  margin-bottom: 26px;
}

.hero .hero-disclaimer {
  max-width: 560px;
  margin: 0;
  color: rgba(231, 238, 245, 0.55);
  font-size: 12px;
  line-height: 1.6;
}

.hero .hero-img {
  text-align: center;
}

.hero .hero-img img {
  max-width: 100%;
  filter: drop-shadow(0 20px 50px rgba(0, 0, 0, 0.35));
}

@media (max-width: 991px) {
  .hero {
    min-height: auto;
    padding: 130px 0 70px 0;
  }
  .hero h1 {
    font-size: 34px;
  }
  .hero p {
    font-size: 17px;
  }
}

@media (max-width: 640px) {
  .hero {
    padding: 120px 0 60px 0;
  }
  .hero h1 {
    font-size: 27px;
    line-height: 1.25;
  }
  .hero p {
    font-size: 16px;
    margin: 16px 0 26px 0;
  }
  .hero .hero-cta {
    flex-direction: column;
    align-items: stretch;
  }
  .hero .hero-cta a {
    width: 100%;
    text-align: center;
  }
}

/* -------------------------------------------------------------
   Trust strip
------------------------------------------------------------- */
.trust-strip {
  background: #fff;
  border-bottom: 1px solid var(--neutral-200);
  padding: 45px 0;
}

.trust-item {
  text-align: center;
  padding: 8px 15px;
}

.trust-item i {
  font-size: 32px;
  color: var(--accent-color);
  display: inline-block;
  margin-bottom: 12px;
}

.trust-item h5 {
  font-size: 15px;
  font-weight: 600;
  color: var(--heading-color);
  margin: 0 0 6px 0;
}

.trust-item p {
  font-size: 13px;
  color: var(--neutral-500);
  margin: 0;
  line-height: 1.5;
}

/* -------------------------------------------------------------
   Solution cards
------------------------------------------------------------- */
.solution-card {
  background: #fff;
  border: 1px solid var(--neutral-200);
  border-radius: 14px;
  padding: 40px 30px 30px;
  height: 100%;
  transition: all 0.35s ease;
  position: relative;
  display: flex;
  flex-direction: column;
}

.solution-card:hover {
  border-color: var(--accent-color);
  transform: translateY(-4px);
  box-shadow: 0 20px 45px rgba(10, 37, 64, 0.1);
}

.solution-card .icon {
  width: 60px;
  height: 60px;
  border-radius: 12px;
  background: linear-gradient(135deg, #0b7a4b 0%, #0a9a5c 100%);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 26px;
  margin-bottom: 22px;
}

.solution-card h3 {
  font-size: 20px;
  font-weight: 700;
  margin: 0 0 12px 0;
  color: var(--heading-color);
}

.solution-card > p {
  color: var(--neutral-500);
  font-size: 15px;
  line-height: 1.6;
  margin-bottom: 22px;
}

.solution-features {
  list-style: none;
  padding: 0;
  margin: 0 0 26px 0;
  flex-grow: 1;
}

.solution-features li {
  display: flex;
  align-items: flex-start;
  gap: 8px;
  font-size: 14px;
  color: var(--default-color);
  padding: 5px 0;
}

.solution-features li i {
  color: var(--accent-color);
  font-size: 16px;
  line-height: 1.3;
}

.solution-actions {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
  padding-top: 18px;
  border-top: 1px solid var(--neutral-200);
}

/* -------------------------------------------------------------
   Simulator (mini)
------------------------------------------------------------- */
.simulator {
  background: #fff;
}

.simulator h2 {
  font-size: 32px;
  font-weight: 700;
  margin-bottom: 18px;
  color: var(--heading-color);
  letter-spacing: -0.5px;
}

.simulator p {
  color: var(--neutral-500);
  font-size: 16px;
  margin-bottom: 22px;
}

.simulator-perks {
  list-style: none;
  padding: 0;
  margin: 0 0 26px 0;
}

.simulator-perks li {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 6px 0;
  font-size: 15px;
  color: var(--default-color);
}

.simulator-perks li i {
  color: var(--accent-color);
  font-size: 18px;
}

.simulator-card {
  background: #fff;
  border: 1px solid var(--neutral-200);
  border-radius: 16px;
  padding: 36px;
  box-shadow: 0 22px 60px rgba(10, 37, 64, 0.1);
}

.simulator-card .form-label {
  font-size: 13px;
  font-weight: 600;
  color: var(--heading-color);
  margin-bottom: 8px;
}

.simulator-card .form-control,
.simulator-card .form-select {
  border: 1.5px solid var(--neutral-200);
  border-radius: 10px;
  padding: 12px 15px;
  font-size: 15px;
  color: var(--default-color);
  background: #fff;
  transition: all 0.25s;
}

.simulator-card .form-control:focus,
.simulator-card .form-select:focus {
  border-color: var(--accent-color);
  box-shadow: 0 0 0 4px rgba(11, 122, 75, 0.1);
  outline: none;
}

.simulator-card input[readonly] {
  background: var(--neutral-100);
  color: var(--neutral-500);
  cursor: not-allowed;
}

.simulator-result {
  margin-top: 26px;
  padding: 24px;
  border-radius: 12px;
  background: linear-gradient(135deg, #f0f8f4 0%, #f7f9fc 100%);
  border: 1px solid rgba(11, 122, 75, 0.15);
}

.result-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 10px 0;
  border-bottom: 1px dashed rgba(10, 37, 64, 0.08);
}

.result-row:last-child {
  border-bottom: none;
}

.result-row span {
  font-size: 14px;
  color: var(--neutral-500);
}

.result-row strong {
  font-size: 18px;
  font-weight: 700;
  color: var(--heading-color);
  font-family: var(--heading-font);
}

.result-row:first-child strong {
  color: var(--accent-color);
  font-size: 22px;
}

.simulator-disclaimer {
  margin: 18px 0 8px;
  color: var(--neutral-500);
  font-size: 12px;
  line-height: 1.6;
}

@media (max-width: 768px) {
  .simulator-card {
    padding: 24px;
  }
}

/* -------------------------------------------------------------
   Step cards
------------------------------------------------------------- */
.step-card {
  background: #fff;
  border: 1px solid var(--neutral-200);
  border-radius: 14px;
  padding: 34px 26px;
  height: 100%;
  transition: all 0.35s ease;
  position: relative;
}

.step-card:hover {
  border-color: var(--accent-color);
  transform: translateY(-4px);
  box-shadow: 0 16px 40px rgba(10, 37, 64, 0.08);
}

.step-number {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--neutral-100);
  color: var(--accent-color);
  font-family: var(--heading-font);
  font-weight: 700;
  font-size: 18px;
  margin-bottom: 18px;
  border: 2px solid rgba(11, 122, 75, 0.15);
  transition: all 0.35s ease;
}

.step-card:hover .step-number {
  background: var(--accent-color);
  color: #fff;
  border-color: var(--accent-color);
}

.step-card h4 {
  font-size: 18px;
  font-weight: 700;
  color: var(--heading-color);
  margin: 0 0 10px 0;
}

.step-card p {
  font-size: 14px;
  color: var(--neutral-500);
  margin: 0;
  line-height: 1.6;
}

/* -------------------------------------------------------------
   About / Avantages
------------------------------------------------------------- */
.about .content h3 {
  font-size: 30px;
  font-weight: 700;
  margin-bottom: 18px;
  color: var(--heading-color);
  letter-spacing: -0.5px;
}

.about .content p {
  color: var(--neutral-500);
  font-size: 15px;
  line-height: 1.7;
}

.about .content ul {
  list-style: none;
  padding: 0;
  margin: 0;
}

.about .content ul li {
  display: flex;
  align-items: flex-start;
  margin-top: 28px;
}

.about .content ul i {
  flex-shrink: 0;
  font-size: 32px;
  color: var(--accent-color);
  margin-right: 18px;
  line-height: 1;
}

.about .content ul h5 {
  font-size: 17px;
  font-weight: 600;
  margin: 0 0 6px 0;
  color: var(--heading-color);
}

.about .content ul p {
  font-size: 14px;
  margin: 0;
  line-height: 1.6;
  color: var(--neutral-500);
}

/* -------------------------------------------------------------
   FAQ
------------------------------------------------------------- */
.faq .faq-item {
  margin: 0;
  padding: 26px 0;
  border-bottom: 1px solid var(--neutral-200);
}

.faq .faq-item:first-child {
  padding-top: 0;
}
.faq .faq-item:last-child {
  border-bottom: 0;
}

.faq .faq-item i {
  color: var(--accent-color);
  font-size: 20px;
  margin-right: 12px;
  flex-shrink: 0;
}

.faq .faq-item h4 {
  font-size: 16px;
  line-height: 1.5;
  font-weight: 600;
  margin: 0;
  color: var(--heading-color);
}

.faq .faq-item p {
  font-size: 15px;
  line-height: 1.7;
  margin: 0;
  color: var(--neutral-500);
}

/* -------------------------------------------------------------
   CTA final
------------------------------------------------------------- */
.cta-final {
  background: linear-gradient(135deg, #0a2540 0%, #143352 100%);
  padding: 80px 0;
}

.cta-final h2 {
  color: #fff;
  font-size: 34px;
  font-weight: 700;
  margin-bottom: 16px;
  letter-spacing: -0.5px;
}

.cta-final p {
  color: rgba(231, 238, 245, 0.85);
  font-size: 17px;
  max-width: 640px;
  margin: 0 auto 32px;
  line-height: 1.65;
}

.cta-final-actions {
  margin-top: 10px;
}

/* -------------------------------------------------------------
   Contact
------------------------------------------------------------- */
.contact .info-item {
  background-color: #fff;
  border: 1px solid var(--neutral-200);
  border-radius: 12px;
  padding: 28px 22px;
  text-align: center;
  height: 100%;
  transition: all 0.3s ease;
}

.contact .info-item:hover {
  border-color: var(--accent-color);
  box-shadow: 0 12px 30px rgba(10, 37, 64, 0.06);
}

.contact .info-item i {
  font-size: 22px;
  color: var(--accent-color);
  width: 56px;
  height: 56px;
  display: inline-flex;
  justify-content: center;
  align-items: center;
  border-radius: 50%;
  background: rgba(11, 122, 75, 0.08);
  margin-bottom: 12px;
}

.contact .info-item h3 {
  font-size: 15px;
  font-weight: 600;
  color: var(--heading-color);
  margin: 0 0 8px 0;
}

.contact .info-item p {
  font-size: 14px;
  color: var(--neutral-500);
  margin: 0;
  word-break: break-word;
}

.contact .php-email-form {
  background-color: #fff;
  border: 1px solid var(--neutral-200);
  border-radius: 12px;
  height: 100%;
  padding: 34px;
}

@media (max-width: 575px) {
  .contact .php-email-form {
    padding: 24px;
  }
}

.contact .php-email-form input[type="text"],
.contact .php-email-form input[type="email"],
.contact .php-email-form textarea {
  font-size: 15px;
  padding: 12px 16px;
  border-radius: 10px;
  color: var(--default-color);
  background-color: #fff;
  border: 1.5px solid var(--neutral-200);
  transition: all 0.25s;
}

.contact .php-email-form input[type="text"]:focus,
.contact .php-email-form input[type="email"]:focus,
.contact .php-email-form textarea:focus {
  border-color: var(--accent-color);
  box-shadow: 0 0 0 4px rgba(11, 122, 75, 0.1);
  outline: none;
}

.contact .php-email-form input::placeholder,
.contact .php-email-form textarea::placeholder {
  color: var(--neutral-500);
  opacity: 0.7;
}

.contact .php-email-form .form-check-label {
  font-size: 13px;
  color: var(--neutral-500);
  line-height: 1.6;
}

.contact .php-email-form .form-check-input:checked {
  background-color: var(--accent-color);
  border-color: var(--accent-color);
}

.contact .php-email-form button[type="submit"] {
  color: #fff;
  background: var(--accent-color);
  border: 0;
  padding: 13px 34px;
  border-radius: 50px;
  font-weight: 600;
  font-size: 15px;
  transition: all 0.3s;
  box-shadow: 0 6px 18px rgba(11, 122, 75, 0.22);
}

.contact .php-email-form button[type="submit"]:hover {
  background: color-mix(in srgb, var(--accent-color), black 12%);
  transform: translateY(-1px);
  box-shadow: 0 8px 22px rgba(11, 122, 75, 0.3);
}

/* -------------------------------------------------------------
   Service details
------------------------------------------------------------- */
.service-details .services-list {
  background-color: #fff;
  padding: 12px 24px;
  border: 1px solid var(--neutral-200);
  border-radius: 12px;
  margin-bottom: 24px;
}

.service-details .services-list a {
  display: block;
  padding: 12px 0 12px 16px;
  border-left: 3px solid var(--neutral-200);
  margin: 8px 0;
  color: var(--neutral-500);
  font-weight: 500;
  transition: 0.3s;
}

.service-details .services-list a.active {
  color: var(--heading-color);
  font-weight: 600;
  border-color: var(--accent-color);
}

.service-details .services-list a:hover {
  border-color: var(--accent-color);
  color: var(--heading-color);
}

.service-details .services-img {
  margin-bottom: 24px;
  border-radius: 12px;
  overflow: hidden;
}

.service-details h3 {
  font-size: 26px;
  font-weight: 700;
  color: var(--heading-color);
  margin-bottom: 16px;
}

.service-details h4 {
  font-size: 19px;
  font-weight: 600;
  color: var(--heading-color);
  margin-top: 24px;
  margin-bottom: 12px;
}

.service-details p {
  font-size: 15px;
  line-height: 1.7;
  color: var(--neutral-500);
}

.service-details ul {
  list-style: none;
  padding: 0;
  font-size: 15px;
}

.service-details ul li {
  padding: 6px 0;
  display: flex;
  align-items: flex-start;
  gap: 8px;
}

.service-details ul i {
  color: var(--accent-color);
  font-size: 18px;
  line-height: 1.5;
  flex-shrink: 0;
}

/* -------------------------------------------------------------
   Legal content
------------------------------------------------------------- */
.legal-content {
  max-width: 900px;
  margin: 0 auto;
}

.legal-content h2 {
  font-size: 24px;
  font-weight: 700;
  color: var(--heading-color);
  margin: 32px 0 14px;
}

.legal-content h3 {
  font-size: 18px;
  font-weight: 600;
  color: var(--heading-color);
  margin: 24px 0 10px;
}

.legal-content p,
.legal-content li {
  font-size: 15px;
  line-height: 1.75;
  color: var(--default-color);
}

.legal-content ul {
  padding-left: 22px;
}
.legal-content ul li {
  padding: 4px 0;
}

.legal-content .placeholder {
  background: #fff7e6;
  border-left: 3px solid #f0b429;
  padding: 8px 14px;
  border-radius: 4px;
  color: #7a5200;
  font-size: 14px;
  display: inline-block;
}

/* -------------------------------------------------------------
   Formulário progressif — Pedido de Crédito
------------------------------------------------------------- */
.pedido-form {
  background: #fff;
  border: 1px solid var(--neutral-200);
  border-radius: 14px;
  padding: 40px;
  box-shadow: 0 22px 60px rgba(10, 37, 64, 0.08);
}

.pedido-form .form-step {
  display: none;
}

.pedido-form .form-step.active {
  display: block;
  animation: fadeInStep 0.35s ease;
}

@keyframes fadeInStep {
  from {
    opacity: 0;
    transform: translateY(6px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.pedido-form .step-header {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 26px;
  padding-bottom: 18px;
  border-bottom: 1px solid var(--neutral-200);
}

.pedido-form .step-header .step-indicator {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--accent-color);
  color: #fff;
  font-weight: 700;
  font-family: var(--heading-font);
}

.pedido-form .step-header h3 {
  margin: 0;
  font-size: 20px;
  font-weight: 700;
  color: var(--heading-color);
}

.pedido-form .form-label {
  font-size: 13px;
  font-weight: 600;
  color: var(--heading-color);
  margin-bottom: 8px;
}

.pedido-form .form-control,
.pedido-form .form-select {
  border: 1.5px solid var(--neutral-200);
  border-radius: 10px;
  padding: 12px 15px;
  font-size: 15px;
  color: var(--default-color);
  transition: all 0.25s;
}

.pedido-form .form-control:focus,
.pedido-form .form-select:focus {
  border-color: var(--accent-color);
  box-shadow: 0 0 0 4px rgba(11, 122, 75, 0.1);
  outline: none;
}

.pedido-form .form-check-label {
  font-size: 13px;
  color: var(--neutral-500);
  line-height: 1.6;
}

.pedido-form .step-actions {
  display: flex;
  justify-content: space-between;
  gap: 12px;
  margin-top: 30px;
  padding-top: 22px;
  border-top: 1px solid var(--neutral-200);
}

/* -------------------------------------------------------------
   Cookie banner
------------------------------------------------------------- */
.cookie-banner {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  background: #fff;
  border-top: 1px solid var(--neutral-200);
  box-shadow: 0 -8px 30px rgba(10, 37, 64, 0.1);
  padding: 20px;
  z-index: 9998;
  display: none;
}

.cookie-banner.visible {
  display: block;
  animation: slideUp 0.4s ease;
}

@keyframes slideUp {
  from {
    transform: translateY(100%);
  }
  to {
    transform: translateY(0);
  }
}

.cookie-banner .cookie-content {
  max-width: 1200px;
  margin: 0 auto;
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
}

.cookie-banner p {
  margin: 0;
  font-size: 14px;
  color: var(--default-color);
  flex: 1 1 60%;
  line-height: 1.6;
}

.cookie-banner .cookie-actions {
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
}

/* -------------------------------------------------------------
   Section Condições
------------------------------------------------------------- */
.condicoes-card {
  background: #fff;
  border: 1px solid var(--neutral-200);
  border-radius: 14px;
  padding: 30px 24px;
  height: 100%;
  transition: all 0.35s ease;
}

.condicoes-card:hover {
  border-color: var(--accent-color);
  transform: translateY(-4px);
  box-shadow: 0 16px 40px rgba(10, 37, 64, 0.08);
}

.condicoes-icon {
  width: 52px;
  height: 52px;
  border-radius: 12px;
  background: linear-gradient(135deg, #0b7a4b 0%, #0a9a5c 100%);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  margin-bottom: 18px;
}

.condicoes-card h4 {
  font-size: 17px;
  font-weight: 700;
  color: var(--heading-color);
  margin: 0 0 14px 0;
}

.condicoes-card ul {
  list-style: none;
  padding: 0;
  margin: 0;
}

.condicoes-card ul li {
  position: relative;
  padding: 6px 0 6px 20px;
  font-size: 14px;
  color: var(--neutral-500);
  line-height: 1.55;
}

.condicoes-card ul li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 13px;
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--accent-color);
}

.condicoes-detail {
  background: #fff;
  border: 1px solid var(--neutral-200);
  border-radius: 14px;
  padding: 34px 30px;
}

.condicoes-detail h3 {
  font-size: 22px;
  font-weight: 700;
  color: var(--heading-color);
  margin: 0 0 24px 0;
}

.condicao-item {
  display: flex;
  gap: 18px;
  padding: 18px 0;
  border-bottom: 1px solid var(--neutral-200);
}

.condicao-item:last-child {
  border-bottom: 0;
  padding-bottom: 0;
}

.condicao-num {
  flex-shrink: 0;
  font-family: var(--heading-font);
  font-weight: 700;
  font-size: 14px;
  color: var(--accent-color);
  background: rgba(11, 122, 75, 0.08);
  width: 40px;
  height: 40px;
  border-radius: 10px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
}

.condicao-item h5 {
  font-size: 16px;
  font-weight: 600;
  color: var(--heading-color);
  margin: 0 0 6px 0;
}

.condicao-item p {
  font-size: 14px;
  line-height: 1.65;
  color: var(--neutral-500);
  margin: 0;
}

.condicoes-sidebar {
  background: linear-gradient(135deg, #0a2540 0%, #143352 100%);
  border-radius: 14px;
  padding: 32px 28px;
  color: #e7eef5;
  position: sticky;
  top: 100px;
}

.condicoes-sidebar h4 {
  color: #fff;
  font-size: 18px;
  font-weight: 700;
  margin: 0 0 10px 0;
}

.condicoes-sidebar-intro {
  color: #c7d4e3;
  font-size: 14px;
  margin-bottom: 20px;
}

.condicoes-example {
  list-style: none;
  padding: 0;
  margin: 0 0 20px 0;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  border-bottom: 1px solid rgba(255, 255, 255, 0.12);
}

.condicoes-example li {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 11px 0;
  border-bottom: 1px dashed rgba(255, 255, 255, 0.08);
  font-size: 14px;
}

.condicoes-example li:last-child {
  border-bottom: 0;
}
.condicoes-example li span {
  color: #a8b8cc;
}

.condicoes-example li strong {
  color: #fff;
  font-weight: 600;
  font-size: 15px;
}

.condicoes-example li:last-child strong {
  color: #6ee7a4;
  font-size: 16px;
}

.condicoes-sidebar-note {
  color: #a8b8cc !important;
  font-size: 12px;
  line-height: 1.55;
  margin-bottom: 22px;
}

.condicoes-sidebar-cta {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.condicoes-sidebar-cta .btn-cta-outline {
  border-color: rgba(255, 255, 255, 0.4);
  color: #fff;
}

.condicoes-sidebar-cta .btn-cta-outline:hover {
  background: #fff;
  color: var(--primary-dark);
  border-color: #fff;
}

.condicoes-footer-note {
  padding: 18px 22px;
  background: #fff;
  border: 1px dashed var(--neutral-300);
  border-radius: 10px;
  color: var(--neutral-500);
  font-size: 14px;
}

.condicoes-footer-note i {
  color: var(--accent-color);
  margin-right: 6px;
}

.condicoes-footer-note a {
  color: var(--primary-color);
  font-weight: 600;
}

.condicoes-footer-note a:hover {
  color: var(--accent-color);
}

@media (max-width: 991px) {
  .condicoes-sidebar {
    position: static;
    margin-top: 20px;
  }
}

/* -------------------------------------------------------------
   Page Simulation — Simulateur détaillé
------------------------------------------------------------- */
.simulacao-form-card {
  background: #fff;
  border: 1px solid var(--neutral-200);
  border-radius: 16px;
  padding: 38px;
  box-shadow: 0 18px 50px rgba(10, 37, 64, 0.06);
}

@media (max-width: 575px) {
  .simulacao-form-card {
    padding: 24px;
  }
}

.simulacao-form-header {
  margin-bottom: 30px;
  padding-bottom: 22px;
  border-bottom: 1px solid var(--neutral-200);
}

.simulacao-form-header h2 {
  font-size: 24px;
  font-weight: 700;
  color: var(--heading-color);
  margin: 0 0 8px 0;
}

.simulacao-form-header p {
  color: var(--neutral-500);
  font-size: 15px;
  margin: 0;
}

.simulacao-field {
  margin-bottom: 26px;
}

.simulacao-field .form-label {
  font-size: 14px;
  font-weight: 600;
  color: var(--heading-color);
  margin-bottom: 8px;
}

.simulacao-field .form-label .optional {
  color: var(--neutral-500);
  font-weight: 400;
  font-size: 13px;
}

.simulacao-field .form-control,
.simulacao-field .form-select {
  border: 1.5px solid var(--neutral-200);
  border-radius: 10px;
  padding: 12px 15px;
  font-size: 15px;
  color: var(--default-color);
  background: #fff;
  transition: all 0.25s;
}

.simulacao-field .form-control:focus,
.simulacao-field .form-select:focus {
  border-color: var(--accent-color);
  box-shadow: 0 0 0 4px rgba(11, 122, 75, 0.1);
  outline: none;
}

.simulacao-field input[readonly] {
  background: var(--neutral-100);
  color: var(--neutral-500);
  cursor: not-allowed;
}

.simulacao-value {
  font-family: var(--heading-font);
  font-weight: 700;
  font-size: 17px;
  color: var(--accent-color);
}

.simulacao-range {
  width: 100%;
  height: 6px;
  -webkit-appearance: none;
  appearance: none;
  background: var(--neutral-200);
  border-radius: 50px;
  outline: none;
  margin: 12px 0 6px;
}

.simulacao-range::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 22px;
  height: 22px;
  background: var(--accent-color);
  border-radius: 50%;
  cursor: pointer;
  border: 3px solid #fff;
  box-shadow: 0 2px 8px rgba(11, 122, 75, 0.4);
}

.simulacao-range::-moz-range-thumb {
  width: 22px;
  height: 22px;
  background: var(--accent-color);
  border-radius: 50%;
  cursor: pointer;
  border: 3px solid #fff;
  box-shadow: 0 2px 8px rgba(11, 122, 75, 0.4);
}

.simulacao-range-hints {
  font-size: 12px;
  color: var(--neutral-500);
}

.simulacao-help {
  display: block;
  margin-top: 6px;
  font-size: 12px;
  color: var(--neutral-500);
  line-height: 1.5;
}

.simulacao-tipo-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
}

@media (max-width: 640px) {
  .simulacao-tipo-grid {
    grid-template-columns: 1fr;
  }
}

.simulacao-tipo-option {
  position: relative;
  cursor: pointer;
}

.simulacao-tipo-option input[type="radio"] {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}

.simulacao-tipo-option .tipo-content {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  padding: 18px 14px;
  border: 1.5px solid var(--neutral-200);
  border-radius: 12px;
  background: #fff;
  transition: all 0.25s;
  height: 100%;
}

.simulacao-tipo-option .tipo-content i {
  font-size: 26px;
  color: var(--accent-color);
  margin-bottom: 10px;
  transition: transform 0.25s;
}

.simulacao-tipo-option .tipo-content strong {
  font-size: 14px;
  font-weight: 600;
  color: var(--heading-color);
  margin-bottom: 4px;
  display: block;
}

.simulacao-tipo-option .tipo-content small {
  font-size: 12px;
  color: var(--neutral-500);
  line-height: 1.4;
}

.simulacao-tipo-option input:checked + .tipo-content {
  border-color: var(--accent-color);
  background: linear-gradient(135deg, #f0f8f4 0%, #f7f9fc 100%);
  box-shadow: 0 6px 20px rgba(11, 122, 75, 0.12);
}

.simulacao-tipo-option input:checked + .tipo-content i {
  transform: scale(1.1);
}

.simulacao-tipo-option:hover .tipo-content {
  border-color: var(--accent-color);
}

.simulacao-alert {
  display: flex;
  gap: 12px;
  background: #fff7e6;
  border-left: 4px solid #f0b429;
  border-radius: 8px;
  padding: 16px 18px;
  margin-top: 8px;
}

.simulacao-alert i {
  color: #b07d00;
  font-size: 18px;
  flex-shrink: 0;
  margin-top: 2px;
}

.simulacao-alert p {
  margin: 0;
  font-size: 13px;
  line-height: 1.6;
  color: #7a5200;
}

.simulacao-alert strong {
  color: #5a3a00;
}

.simulacao-result-card {
  background: linear-gradient(135deg, #0a2540 0%, #143352 100%);
  border-radius: 16px;
  padding: 34px 30px;
  color: #e7eef5;
  position: sticky;
  top: 100px;
}

@media (max-width: 991px) {
  .simulacao-result-card {
    position: static;
  }
}

.result-header {
  margin-bottom: 22px;
  padding-bottom: 18px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.12);
}

.result-header h3 {
  color: #fff;
  font-size: 18px;
  font-weight: 700;
  margin: 0 0 6px 0;
}

.result-header p {
  color: #a8b8cc;
  font-size: 13px;
  margin: 0;
}

.result-highlight {
  background: rgba(11, 122, 75, 0.2);
  border: 1px solid rgba(11, 122, 75, 0.35);
  border-radius: 12px;
  padding: 20px;
  text-align: center;
  margin-bottom: 22px;
}

.result-highlight-label {
  display: block;
  font-size: 13px;
  color: #a8b8cc;
  margin-bottom: 6px;
  letter-spacing: 0.3px;
}

.result-highlight-value {
  font-family: var(--heading-font);
  font-size: 34px;
  font-weight: 700;
  color: #6ee7a4;
  line-height: 1;
}

.result-list {
  list-style: none;
  padding: 0;
  margin: 0 0 22px 0;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
}

.result-list li {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 11px 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  font-size: 14px;
}

.result-list li:last-child {
  border-bottom: 0;
}
.result-list li span {
  color: #a8b8cc;
}

.result-list li strong {
  color: #fff;
  font-weight: 600;
  font-size: 14px;
}

.result-esforco {
  background: rgba(255, 255, 255, 0.06);
  border-radius: 10px;
  padding: 16px 18px;
  margin-bottom: 20px;
}

.esforco-header {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  color: #a8b8cc;
  margin-bottom: 6px;
}

.esforco-header i {
  color: #6ee7a4;
}

.result-esforco strong {
  display: block;
  font-family: var(--heading-font);
  font-size: 22px;
  font-weight: 700;
  color: #fff;
  margin-bottom: 4px;
}

.result-esforco small {
  display: block;
  font-size: 12px;
  line-height: 1.5;
  color: #a8b8cc;
}

.result-example {
  background: rgba(255, 255, 255, 0.04);
  border: 1px dashed rgba(255, 255, 255, 0.18);
  border-radius: 10px;
  padding: 16px 18px;
  margin-bottom: 22px;
}

.result-example h4 {
  color: #fff;
  font-size: 13px;
  font-weight: 600;
  margin: 0 0 8px 0;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.result-example p {
  font-size: 12px;
  line-height: 1.6;
  color: #c7d4e3;
  margin: 0;
}

.result-example strong {
  color: #fff;
}

.result-cta {
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin-bottom: 18px;
}

.result-cta .btn-cta-outline {
  border-color: rgba(255, 255, 255, 0.4);
  color: #fff;
}

.result-cta .btn-cta-outline:hover {
  background: #fff;
  color: var(--primary-dark);
  border-color: #fff;
}

.result-disclaimer {
  color: #8899ad !important;
  font-size: 11px;
  line-height: 1.55;
  margin: 0;
}

/* -------------------------------------------------------------
   Utilitaires
------------------------------------------------------------- */
.text-muted-lusovia {
  color: var(--neutral-500) !important;
}
.bg-neutral-100 {
  background-color: var(--neutral-100) !important;
}
.rounded-lg {
  border-radius: 14px !important;
}
.shadow-soft {
  box-shadow: 0 12px 40px rgba(10, 37, 64, 0.08) !important;
}

.placeholder-regulatorio {
  background: #fff7e6;
  color: #7a5200;
  padding: 2px 8px;
  border-radius: 4px;
  font-size: 0.9em;
  font-weight: 500;
}

/* -------------------------------------------------------------
   Page Pedido — Formulaire progressif
------------------------------------------------------------- */

/* Barre de progression */
.pedido-progress {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 34px;
  padding: 22px 26px;
  background: #fff;
  border: 1px solid var(--neutral-200);
  border-radius: 14px;
}

.pedido-progress .progress-step {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 8px;
  flex-shrink: 0;
}

.pedido-progress .progress-num {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: var(--neutral-100);
  color: var(--neutral-500);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-family: var(--heading-font);
  font-weight: 700;
  font-size: 15px;
  border: 2px solid var(--neutral-200);
  transition: all 0.3s ease;
}

.pedido-progress .progress-label {
  font-size: 12px;
  font-weight: 600;
  color: var(--neutral-500);
  text-transform: uppercase;
  letter-spacing: 0.4px;
}

.pedido-progress .progress-step.active .progress-num {
  background: var(--accent-color);
  color: #fff;
  border-color: var(--accent-color);
  box-shadow: 0 6px 18px rgba(11, 122, 75, 0.3);
}

.pedido-progress .progress-step.active .progress-label {
  color: var(--heading-color);
}

.pedido-progress .progress-step.done .progress-num {
  background: var(--neutral-100);
  color: var(--accent-color);
  border-color: var(--accent-color);
}

.pedido-progress .progress-step.done .progress-num::before {
  content: "\F26A"; /* bi-check */
  font-family: "bootstrap-icons";
}

.pedido-progress .progress-step.done .progress-num span {
  display: none;
}

.pedido-progress .progress-line {
  flex: 1;
  height: 2px;
  background: var(--neutral-200);
  margin: 0 10px;
  border-radius: 50px;
}

@media (max-width: 640px) {
  .pedido-progress {
    padding: 18px 14px;
  }
  .pedido-progress .progress-label {
    display: none;
  }
  .pedido-progress .progress-num {
    width: 34px;
    height: 34px;
    font-size: 13px;
  }
  .pedido-progress .progress-line {
    margin: 0 4px;
  }
}

/* Formulaire multi-étapes */
.pedido-form {
  background: #fff;
  border: 1px solid var(--neutral-200);
  border-radius: 16px;
  padding: 40px;
  box-shadow: 0 18px 50px rgba(10, 37, 64, 0.06);
}

@media (max-width: 575px) {
  .pedido-form {
    padding: 24px;
  }
}

.pedido-form .form-step {
  display: none;
}

.pedido-form .form-step.active {
  display: block;
  animation: fadeInStep 0.35s ease;
}

@keyframes fadeInStep {
  from {
    opacity: 0;
    transform: translateY(6px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.pedido-form .step-header {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-bottom: 28px;
  padding-bottom: 20px;
  border-bottom: 1px solid var(--neutral-200);
}

.pedido-form .step-header .step-indicator {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: var(--accent-color);
  color: #fff;
  font-weight: 700;
  font-family: var(--heading-font);
  font-size: 16px;
  flex-shrink: 0;
}

.pedido-form .step-header h3 {
  margin: 0;
  font-size: 21px;
  font-weight: 700;
  color: var(--heading-color);
}

.pedido-form .form-label {
  font-size: 13px;
  font-weight: 600;
  color: var(--heading-color);
  margin-bottom: 8px;
}

.pedido-form .form-label .optional {
  color: var(--neutral-500);
  font-weight: 400;
  font-size: 12px;
}

.pedido-form .form-control,
.pedido-form .form-select {
  border: 1.5px solid var(--neutral-200);
  border-radius: 10px;
  padding: 12px 15px;
  font-size: 15px;
  color: var(--default-color);
  transition: all 0.25s;
}

.pedido-form .form-control:focus,
.pedido-form .form-select:focus {
  border-color: var(--accent-color);
  box-shadow: 0 0 0 4px rgba(11, 122, 75, 0.1);
  outline: none;
}

.pedido-form .form-control.is-invalid,
.pedido-form .form-select.is-invalid,
.pedido-form .form-check-input.is-invalid {
  border-color: var(--error-color);
  box-shadow: 0 0 0 4px rgba(217, 48, 37, 0.1);
}

.pedido-form .form-check-label {
  font-size: 13px;
  color: var(--default-color);
  line-height: 1.6;
}

.pedido-form .form-check {
  margin-bottom: 14px;
}

.pedido-form .form-check-input {
  margin-top: 4px;
  border: 1.5px solid var(--neutral-300);
}

.pedido-form .form-check-input:checked {
  background-color: var(--accent-color);
  border-color: var(--accent-color);
}

.pedido-form .step-actions {
  display: flex;
  justify-content: space-between;
  gap: 12px;
  margin-top: 32px;
  padding-top: 22px;
  border-top: 1px solid var(--neutral-200);
}

/* Récap prestation en bas d'étape 1 */
.pedido-recap {
  margin-top: 22px;
  padding: 18px 22px;
  background: linear-gradient(135deg, #f0f8f4 0%, #f7f9fc 100%);
  border: 1px solid rgba(11, 122, 75, 0.15);
  border-radius: 12px;
}

.pedido-recap .recap-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 14px;
}

.pedido-recap .recap-row span {
  color: var(--neutral-500);
}

.pedido-recap .recap-row strong {
  font-size: 22px;
  font-family: var(--heading-font);
  font-weight: 700;
  color: var(--accent-color);
}

.pedido-recap .pedido-recap-note {
  display: block;
  margin-top: 8px;
  font-size: 12px;
  color: var(--neutral-500);
  line-height: 1.5;
}

/* Récap final (étape 4) */
.pedido-recap-final {
  background: var(--neutral-100);
  border: 1px solid var(--neutral-200);
  border-radius: 12px;
  padding: 22px 26px;
  margin-bottom: 26px;
}

.pedido-recap-final h4 {
  font-size: 15px;
  font-weight: 700;
  color: var(--heading-color);
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin: 0 0 16px 0;
}

.pedido-recap-final .recap-list {
  list-style: none;
  padding: 0;
  margin: 0 0 14px 0;
  border-top: 1px solid var(--neutral-200);
}

.pedido-recap-final .recap-list li {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 10px 0;
  border-bottom: 1px solid var(--neutral-200);
  font-size: 14px;
}

.pedido-recap-final .recap-list li:last-child {
  border-bottom: 0;
}

.pedido-recap-final .recap-list li span {
  color: var(--neutral-500);
}

.pedido-recap-final .recap-list li strong {
  color: var(--heading-color);
  font-weight: 600;
  text-align: right;
  max-width: 60%;
  word-break: break-word;
}

.pedido-recap-final .recap-note {
  font-size: 12px;
  line-height: 1.6;
  color: var(--neutral-500);
  margin: 0;
}

/* Consentements */
.consentimentos-list {
  margin-bottom: 20px;
}

/* Écran de confirmation */
.pedido-confirmacao {
  background: #fff;
  border: 1px solid var(--neutral-200);
  border-radius: 16px;
  padding: 50px 40px;
  box-shadow: 0 18px 50px rgba(10, 37, 64, 0.08);
  text-align: center;
  animation: fadeInStep 0.4s ease;
}

@media (max-width: 575px) {
  .pedido-confirmacao {
    padding: 30px 22px;
  }
}

.confirmacao-icon {
  width: 84px;
  height: 84px;
  border-radius: 50%;
  background: linear-gradient(135deg, #0b7a4b 0%, #0a9a5c 100%);
  color: #fff;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 44px;
  margin-bottom: 22px;
  box-shadow: 0 12px 30px rgba(11, 122, 75, 0.35);
}

.pedido-confirmacao h2 {
  font-size: 28px;
  font-weight: 700;
  color: var(--heading-color);
  margin: 0 0 14px 0;
}

.pedido-confirmacao > p {
  color: var(--neutral-500);
  font-size: 15px;
  line-height: 1.7;
  max-width: 600px;
  margin: 0 auto 26px;
}

.pedido-confirmacao .confirmacao-ref {
  display: inline-flex;
  flex-direction: column;
  gap: 6px;
  padding: 16px 30px;
  background: linear-gradient(135deg, #f0f8f4 0%, #f7f9fc 100%);
  border: 1px solid rgba(11, 122, 75, 0.2);
  border-radius: 12px;
  margin-bottom: 34px;
}

.pedido-confirmacao .confirmacao-ref span {
  font-size: 12px;
  color: var(--neutral-500);
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.pedido-confirmacao .confirmacao-ref strong {
  font-size: 22px;
  font-family: var(--heading-font);
  font-weight: 700;
  color: var(--accent-color);
  letter-spacing: 1px;
}

.confirmacao-proximos {
  text-align: left;
  max-width: 620px;
  margin: 0 auto 34px;
  padding: 24px 28px;
  background: var(--neutral-100);
  border-radius: 12px;
  border: 1px solid var(--neutral-200);
}

.confirmacao-proximos h4 {
  font-size: 14px;
  font-weight: 700;
  color: var(--heading-color);
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin: 0 0 14px 0;
}

.confirmacao-proximos ol {
  padding-left: 20px;
  margin: 0;
}

.confirmacao-proximos ol li {
  font-size: 14px;
  line-height: 1.65;
  color: var(--default-color);
  padding: 6px 0;
}

.confirmacao-actions {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 12px;
}

/* -------------------------------------------------------------
   Header — variante pages internes (fond opaque dès le chargement)
   À appliquer sur les pages avec .page-title blanc
------------------------------------------------------------- */
body.header-solid .header,
.header.header-solid {
  --background-color: rgba(10, 37, 64, 1);
  background-color: #0a2540 !important;
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.08);
}

body.header-solid .header .logo h1,
.header.header-solid .logo h1 {
  color: #fff;
}

body.header-solid .navmenu a,
.header.header-solid .navmenu a {
  color: #e7eef5;
}

body.header-solid .navmenu a:hover,
body.header-solid .navmenu a.active,
.header.header-solid .navmenu a:hover,
.header.header-solid .navmenu a.active {
  color: #0b7a4b;
}

body.header-solid .mobile-nav-toggle,
.header.header-solid .mobile-nav-toggle {
  color: #e7eef5;
}

/* -------------------------------------------------------------
   Header solid (pages internes)
------------------------------------------------------------- */
body.header-solid .header,
.header.header-solid {
  --background-color: rgba(10, 37, 64, 1);
  background-color: #0a2540 !important;
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.08);
}

body.header-solid .header .logo h1,
.header.header-solid .logo h1 {
  color: #fff;
}

body.header-solid .navmenu a,
.header.header-solid .navmenu a {
  color: #e7eef5;
}

body.header-solid .navmenu a:hover,
body.header-solid .navmenu a.active,
.header.header-solid .navmenu a:hover,
.header.header-solid .navmenu a.active {
  color: #0b7a4b;
}

body.header-solid .mobile-nav-toggle,
.header.header-solid .mobile-nav-toggle {
  color: #e7eef5;
}

/* -------------------------------------------------------------
   Page produit
------------------------------------------------------------- */
.product-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(11, 122, 75, 0.1);
  color: var(--accent-color);
  font-size: 13px;
  font-weight: 600;
  padding: 8px 18px;
  border-radius: 50px;
  margin-bottom: 18px;
  border: 1px solid rgba(11, 122, 75, 0.2);
}

.product-badge i {
  font-size: 15px;
}

.product-title {
  font-size: 38px;
  font-weight: 700;
  color: var(--heading-color);
  margin-bottom: 18px;
  letter-spacing: -0.6px;
  line-height: 1.15;
}

@media (max-width: 640px) {
  .product-title {
    font-size: 28px;
  }
}

.product-lead {
  font-size: 17px;
  line-height: 1.7;
  color: var(--neutral-500);
  margin-bottom: 28px;
}

.product-quickfacts {
  list-style: none;
  padding: 0;
  margin: 0 0 30px 0;
}

.product-quickfacts li {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  padding: 12px 0;
  border-bottom: 1px solid var(--neutral-200);
}

.product-quickfacts li:last-child {
  border-bottom: 0;
}

.product-quickfacts li i {
  color: var(--accent-color);
  font-size: 24px;
  flex-shrink: 0;
  margin-top: 2px;
}

.product-quickfacts li strong {
  display: block;
  font-size: 16px;
  font-weight: 700;
  color: var(--heading-color);
  margin-bottom: 2px;
}

.product-quickfacts li span {
  font-size: 13px;
  color: var(--neutral-500);
}

.product-disclaimer {
  margin-top: 22px;
  color: var(--neutral-500);
  font-size: 12px;
  line-height: 1.6;
}

/* Illustration produit */
.product-illustration {
  background: linear-gradient(135deg, #0a2540 0%, #143352 100%);
  border-radius: 18px;
  padding: 36px 32px;
  color: #e7eef5;
  position: relative;
  overflow: hidden;
}

.product-illustration::before {
  content: "";
  position: absolute;
  top: -40%;
  right: -20%;
  width: 380px;
  height: 380px;
  background: radial-gradient(
    circle,
    rgba(11, 122, 75, 0.22) 0%,
    transparent 70%
  );
  border-radius: 50%;
  pointer-events: none;
}

.product-illustration-icon {
  width: 70px;
  height: 70px;
  border-radius: 16px;
  background: linear-gradient(135deg, #0b7a4b 0%, #0a9a5c 100%);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 32px;
  margin-bottom: 22px;
  position: relative;
  z-index: 1;
}

.product-illustration-content {
  position: relative;
  z-index: 1;
}

.product-illustration-content h4 {
  color: #fff;
  font-size: 15px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.6px;
  margin-bottom: 16px;
}

.product-illustration-content ul {
  list-style: none;
  padding: 0;
  margin: 0 0 18px 0;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  border-bottom: 1px solid rgba(255, 255, 255, 0.12);
}

.product-illustration-content ul li {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 11px 0;
  border-bottom: 1px dashed rgba(255, 255, 255, 0.08);
  font-size: 14px;
}

.product-illustration-content ul li:last-child {
  border-bottom: 0;
}
.product-illustration-content ul li span {
  color: #a8b8cc;
}

.product-illustration-content ul li strong {
  color: #fff;
  font-weight: 600;
  font-size: 14px;
}

.product-illustration-content ul li:last-child strong {
  color: #6ee7a4;
  font-size: 16px;
}

.product-illustration-note {
  font-size: 12px;
  line-height: 1.6;
  color: #a8b8cc;
  margin: 0;
}

/* Sidebar produit */
.service-sidebar-cta {
  margin-top: 24px;
  padding: 26px 24px;
  background: #fff;
  border: 1px solid var(--neutral-200);
  border-radius: 14px;
}

.service-sidebar-cta h5 {
  font-size: 16px;
  font-weight: 700;
  color: var(--heading-color);
  margin: 0 0 8px 0;
}

.service-sidebar-cta p {
  font-size: 14px;
  color: var(--neutral-500);
  line-height: 1.6;
  margin-bottom: 18px;
}

.service-sidebar-cta .btn-cta-primary,
.service-sidebar-cta .btn-cta-outline {
  margin-bottom: 8px;
}

/* Contenu produit */
.product-content {
  background: #fff;
  border: 1px solid var(--neutral-200);
  border-radius: 14px;
  padding: 40px;
}

@media (max-width: 575px) {
  .product-content {
    padding: 24px;
  }
}

.product-content h3 {
  font-size: 24px;
  font-weight: 700;
  color: var(--heading-color);
  margin: 36px 0 16px;
  padding-bottom: 12px;
  border-bottom: 2px solid var(--neutral-200);
  position: relative;
}

.product-content h3:first-of-type {
  margin-top: 0;
}

.product-content h3::after {
  content: "";
  position: absolute;
  bottom: -2px;
  left: 0;
  width: 60px;
  height: 2px;
  background: var(--accent-color);
}

.product-content p {
  font-size: 15px;
  line-height: 1.75;
  color: var(--default-color);
  margin-bottom: 16px;
}

/* Features list */
.product-features {
  list-style: none;
  padding: 0;
  margin: 0 0 12px 0;
}

.product-features li {
  display: flex;
  gap: 14px;
  padding: 14px 0;
  border-bottom: 1px solid var(--neutral-200);
}

.product-features li:last-child {
  border-bottom: 0;
}

.product-features li i {
  color: var(--accent-color);
  font-size: 22px;
  flex-shrink: 0;
  margin-top: 2px;
}

.product-features li strong {
  display: block;
  font-size: 15px;
  font-weight: 600;
  color: var(--heading-color);
  margin-bottom: 3px;
}

.product-features li span {
  font-size: 14px;
  color: var(--neutral-500);
  line-height: 1.6;
}

/* Info box */
.product-info-box {
  background: linear-gradient(135deg, #f0f8f4 0%, #f7f9fc 100%);
  border: 1px solid rgba(11, 122, 75, 0.2);
  border-radius: 12px;
  padding: 24px 26px;
  margin: 22px 0;
}

.product-info-box h4 {
  font-size: 16px;
  font-weight: 700;
  color: var(--heading-color);
  margin: 0 0 12px 0;
}

.product-info-box ul {
  list-style: none;
  padding: 0;
  margin: 0;
}

.product-info-box ul li {
  position: relative;
  padding: 5px 0 5px 22px;
  font-size: 14px;
  color: var(--default-color);
  line-height: 1.6;
}

.product-info-box ul li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 12px;
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--accent-color);
}

/* Docs list */
.product-docs {
  list-style: none;
  padding: 0;
  margin: 0 0 16px 0;
}

.product-docs li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  padding: 10px 0;
  font-size: 14px;
  color: var(--default-color);
  line-height: 1.6;
  border-bottom: 1px dashed var(--neutral-200);
}

.product-docs li:last-child {
  border-bottom: 0;
}

.product-docs li i {
  color: var(--accent-color);
  font-size: 18px;
  flex-shrink: 0;
  margin-top: 2px;
}

/* Steps */
.product-steps {
  margin: 20px 0;
}

.product-step {
  display: flex;
  gap: 18px;
  padding: 18px 0;
  border-bottom: 1px solid var(--neutral-200);
}

.product-step:last-child {
  border-bottom: 0;
}

.product-step-num {
  flex-shrink: 0;
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: var(--accent-color);
  color: #fff;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-family: var(--heading-font);
  font-weight: 700;
  font-size: 15px;
}

.product-step strong {
  display: block;
  font-size: 16px;
  font-weight: 600;
  color: var(--heading-color);
  margin-bottom: 4px;
}

.product-step p {
  margin: 0;
  font-size: 14px;
  line-height: 1.6;
  color: var(--neutral-500);
}

/* Alert produit */
.product-alert {
  display: flex;
  gap: 14px;
  background: #fff7e6;
  border-left: 4px solid #f0b429;
  border-radius: 10px;
  padding: 18px 22px;
  margin: 24px 0;
}

.product-alert i {
  color: #b07d00;
  font-size: 20px;
  flex-shrink: 0;
  margin-top: 2px;
}

.product-alert p {
  margin: 0;
  font-size: 13px;
  line-height: 1.65;
  color: #7a5200;
}

.product-alert strong {
  color: #5a3a00;
}

/* FAQ produit */
.product-faq {
  margin-bottom: 24px;
}

.product-faq-item {
  padding: 20px 0;
  border-bottom: 1px solid var(--neutral-200);
}

.product-faq-item:first-child {
  padding-top: 0;
}
.product-faq-item:last-child {
  border-bottom: 0;
}

.product-faq-item h5 {
  font-size: 15px;
  font-weight: 600;
  color: var(--heading-color);
  margin: 0 0 8px 0;
  line-height: 1.5;
}

.product-faq-item p {
  margin: 0;
  font-size: 14px;
  line-height: 1.7;
  color: var(--neutral-500);
}

/* CTA final produit */
.product-final-cta {
  margin-top: 34px;
  padding: 32px;
  background: linear-gradient(135deg, #0a2540 0%, #143352 100%);
  border-radius: 14px;
  text-align: center;
  color: #e7eef5;
}

.product-final-cta h4 {
  color: #fff;
  font-size: 22px;
  font-weight: 700;
  margin: 0 0 12px 0;
}

.product-final-cta p {
  color: rgba(231, 238, 245, 0.85);
  font-size: 15px;
  line-height: 1.65;
  max-width: 620px;
  margin: 0 auto 22px;
}

.product-final-cta > div {
  justify-content: center;
}

.product-final-cta .btn-cta-outline {
  border-color: #fff;
  color: #fff;
}

.product-final-cta .btn-cta-outline:hover {
  background: #fff;
  color: var(--primary-dark);
}

/* Liste à puces produit (sans icônes check) */
.product-list {
  list-style: none;
  padding: 0;
  margin: 0 0 16px 0;
}

.product-list li {
  display: flex;
  align-items: flex-start;
  gap: 6px;
  padding: 8px 0;
  font-size: 15px;
  line-height: 1.7;
  color: var(--default-color);
}

.product-list li i {
  color: var(--accent-color);
  font-size: 20px;
  flex-shrink: 0;
  line-height: 1.5;
}

.product-list li strong {
  color: var(--heading-color);
  font-weight: 600;
}

/* -------------------------------------------------------------
   Legal content — pages légales
------------------------------------------------------------- */
.legal-updated {
  display: inline-block;
  background: var(--neutral-100);
  border-left: 3px solid var(--accent-color);
  padding: 10px 16px;
  border-radius: 6px;
  font-size: 13px;
  color: var(--neutral-500);
  margin-bottom: 30px;
}

.legal-content h2 {
  scroll-margin-top: 100px;
}

.legal-content p a {
  color: var(--primary-color);
  font-weight: 600;
  border-bottom: 1px solid rgba(30, 95, 168, 0.3);
}

.legal-content p a:hover {
  color: var(--accent-color);
  border-color: var(--accent-color);
}

/* -------------------------------------------------------------
   Pages de contenu — Como Funciona / Sobre / FAQ / Contactos
------------------------------------------------------------- */

/* Step cards grands (Como Funciona) */
.step-card-lg {
  padding: 38px 30px;
}

.step-card-lg .link-more {
  margin-top: 14px;
  display: inline-flex;
}

/* Cartes détaillées Como Funciona */
.how-detail-card {
  background: #fff;
  border: 1px solid var(--neutral-200);
  border-radius: 14px;
  padding: 32px 28px;
  height: 100%;
  transition: all 0.35s ease;
}

.how-detail-card:hover {
  border-color: var(--accent-color);
  box-shadow: 0 16px 40px rgba(10, 37, 64, 0.08);
}

.how-detail-header {
  display: flex;
  align-items: center;
  gap: 16px;
  margin-bottom: 20px;
  padding-bottom: 18px;
  border-bottom: 1px solid var(--neutral-200);
}

.how-detail-num {
  flex-shrink: 0;
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: var(--accent-color);
  color: #fff;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-family: var(--heading-font);
  font-weight: 700;
  font-size: 20px;
}

.how-detail-header h3 {
  margin: 0;
  font-size: 20px;
  font-weight: 700;
  color: var(--heading-color);
}

.how-detail-time {
  font-size: 12px;
  color: var(--accent-color);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.4px;
}

.how-detail-list {
  list-style: none;
  padding: 0;
  margin: 0;
}

.how-detail-list li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  padding: 6px 0;
  font-size: 14px;
  color: var(--default-color);
  line-height: 1.6;
}

.how-detail-list i {
  color: var(--accent-color);
  font-size: 17px;
  flex-shrink: 0;
  margin-top: 3px;
}

.how-detail-card-wide .how-detail-mini {
  background: var(--neutral-100);
  border-radius: 10px;
  padding: 18px;
  text-align: center;
  height: 100%;
}

.how-detail-mini i {
  color: var(--accent-color);
  font-size: 26px;
  display: block;
  margin-bottom: 8px;
}

.how-detail-mini strong {
  display: block;
  font-size: 15px;
  font-weight: 600;
  color: var(--heading-color);
  margin-bottom: 6px;
}

.how-detail-mini p {
  margin: 0;
  font-size: 13px;
  color: var(--neutral-500);
  line-height: 1.5;
}

/* Trust items larges */
.trust-item-lg {
  padding: 30px 24px;
  background: #fff;
  border: 1px solid var(--neutral-200);
  border-radius: 14px;
  height: 100%;
  transition: all 0.35s ease;
}

.trust-item-lg:hover {
  border-color: var(--accent-color);
  box-shadow: 0 16px 40px rgba(10, 37, 64, 0.08);
}

.trust-item-lg h5 {
  font-size: 17px;
  font-weight: 700;
  color: var(--heading-color);
  margin: 12px 0 10px;
}

.trust-item-lg p {
  margin: 0;
  font-size: 14px;
  color: var(--neutral-500);
  line-height: 1.65;
}

/* Sobre — Visual */
.about-visual {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}

.about-visual-item {
  background: #fff;
  border: 1px solid var(--neutral-200);
  border-radius: 12px;
  padding: 22px 18px;
  text-align: center;
  transition: all 0.3s;
}

.about-visual-item:hover {
  border-color: var(--accent-color);
  box-shadow: 0 10px 30px rgba(10, 37, 64, 0.06);
}

.about-visual-item i {
  color: var(--accent-color);
  font-size: 28px;
  display: block;
  margin-bottom: 12px;
}

.about-visual-item strong {
  display: block;
  font-size: 14px;
  font-weight: 700;
  color: var(--heading-color);
  margin-bottom: 4px;
}

.about-visual-item span {
  display: block;
  font-size: 12px;
  color: var(--neutral-500);
  line-height: 1.4;
}

/* Sobre — MVV */
.mvv-card {
  background: #fff;
  border: 1px solid var(--neutral-200);
  border-radius: 14px;
  padding: 34px 28px;
  height: 100%;
  transition: all 0.35s ease;
}

.mvv-card:hover {
  border-color: var(--accent-color);
  box-shadow: 0 16px 40px rgba(10, 37, 64, 0.08);
}

.mvv-icon {
  width: 56px;
  height: 56px;
  border-radius: 12px;
  background: linear-gradient(135deg, #0b7a4b 0%, #0a9a5c 100%);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 24px;
  margin-bottom: 20px;
}

.mvv-card h3 {
  font-size: 20px;
  font-weight: 700;
  color: var(--heading-color);
  margin-bottom: 12px;
}

.mvv-card p {
  font-size: 14px;
  color: var(--neutral-500);
  line-height: 1.7;
  margin: 0;
}

.mvv-list {
  list-style: none;
  padding: 0;
  margin: 0;
}

.mvv-list li {
  position: relative;
  padding: 6px 0 6px 20px;
  font-size: 14px;
  color: var(--neutral-500);
  line-height: 1.6;
}

.mvv-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 13px;
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--accent-color);
}

.commit-list li {
  display: flex;
  gap: 14px;
  padding: 16px 0;
  border-bottom: 1px solid var(--neutral-200);
}

.commit-list li:last-child {
  border-bottom: 0;
}

.commit-list li i {
  color: var(--accent-color);
  font-size: 22px;
  flex-shrink: 0;
  margin-top: 2px;
}

.commit-list strong {
  display: block;
  font-size: 15px;
  font-weight: 600;
  color: var(--heading-color);
  margin-bottom: 4px;
}

.commit-list span {
  font-size: 14px;
  color: var(--neutral-500);
  line-height: 1.6;
}

/* Sobre — Info institutionnelle */
.institutional-info {
  background: #fff;
  border: 1px solid var(--neutral-200);
  border-radius: 14px;
  padding: 34px 30px;
}

.institutional-list {
  list-style: none;
  padding: 0;
  margin: 0;
}

.institutional-list li {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 14px 0;
  border-bottom: 1px solid var(--neutral-200);
  gap: 16px;
}

.institutional-list li:last-child {
  border-bottom: 0;
}

.institutional-list span {
  font-size: 14px;
  color: var(--neutral-500);
}

.institutional-list strong {
  font-size: 14px;
  font-weight: 600;
  color: var(--heading-color);
  text-align: right;
}

.institutional-note {
  margin: 20px 0 0;
  font-size: 13px;
  color: var(--neutral-500);
  padding-top: 18px;
  border-top: 1px solid var(--neutral-200);
}

.institutional-note a {
  color: var(--primary-color);
  font-weight: 600;
}

/* FAQ — Navigation + contenu */
.faq-nav {
  background: #fff;
  border: 1px solid var(--neutral-200);
  border-radius: 14px;
  padding: 24px 20px;
  position: sticky;
  top: 100px;
}

.faq-nav h4 {
  font-size: 14px;
  font-weight: 700;
  color: var(--heading-color);
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin: 0 0 16px 0;
}

.faq-nav a {
  display: block;
  padding: 10px 12px;
  border-radius: 8px;
  font-size: 14px;
  font-weight: 500;
  color: var(--neutral-500);
  transition: all 0.25s;
  margin-bottom: 4px;
}

.faq-nav a:hover,
.faq-nav a.active {
  background: rgba(11, 122, 75, 0.08);
  color: var(--accent-color);
}

@media (max-width: 991px) {
  .faq-nav {
    position: static;
    margin-bottom: 24px;
  }
}

.faq-category {
  margin-bottom: 40px;
  padding-bottom: 30px;
  border-bottom: 1px solid var(--neutral-200);
}

.faq-category:last-of-type {
  border-bottom: 0;
}

.faq-category h3 {
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 22px;
  font-weight: 700;
  color: var(--heading-color);
  margin: 0 0 22px 0;
}

.faq-category h3 i {
  color: var(--accent-color);
  font-size: 24px;
}

.faq-final-cta {
  margin-top: 40px;
  padding: 34px 30px;
  background: linear-gradient(135deg, #0a2540 0%, #143352 100%);
  border-radius: 14px;
  text-align: center;
  color: #e7eef5;
}

.faq-final-cta h4 {
  color: #fff;
  font-size: 22px;
  font-weight: 700;
  margin-bottom: 12px;
}

.faq-final-cta p {
  color: rgba(231, 238, 245, 0.85);
  font-size: 15px;
  line-height: 1.65;
  max-width: 620px;
  margin: 0 auto 22px;
}

.faq-final-cta > div {
  justify-content: center;
}

.faq-final-cta .btn-cta-outline {
  border-color: #fff;
  color: #fff;
}

.faq-final-cta .btn-cta-outline:hover {
  background: #fff;
  color: var(--primary-dark);
}

/* Contactos — extras */
.contact-extra {
  background: #fff;
  border: 1px solid var(--neutral-200);
  border-radius: 14px;
  padding: 30px 24px;
  height: 100%;
  transition: all 0.35s ease;
}

.contact-extra:hover {
  border-color: var(--accent-color);
  box-shadow: 0 16px 40px rgba(10, 37, 64, 0.08);
}

.contact-extra i {
  color: var(--accent-color);
  font-size: 30px;
  display: block;
  margin-bottom: 14px;
}

.contact-extra h4 {
  font-size: 17px;
  font-weight: 700;
  color: var(--heading-color);
  margin-bottom: 10px;
}

.contact-extra p {
  font-size: 14px;
  color: var(--neutral-500);
  line-height: 1.65;
  margin: 0;
}

/* -------------------------------------------------------------
   Aviso de confirmação (écran de succès pedido)
   Rappel : vérifier le dossier spam
------------------------------------------------------------- */
.confirmacao-aviso {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  background: #fff7e6;
  border-left: 4px solid #f0b429;
  border-radius: 10px;
  padding: 18px 22px;
  margin: 24px auto 30px;
  max-width: 620px;
  text-align: left;
}

.confirmacao-aviso i {
  color: #b07d00;
  font-size: 22px;
  flex-shrink: 0;
  margin-top: 2px;
  line-height: 1;
}

.confirmacao-aviso p {
  margin: 0;
  font-size: 14px;
  line-height: 1.65;
  color: #7a5200;
}

.confirmacao-aviso strong {
  color: #5a3a00;
}

.confirmacao-aviso #confEmail {
  word-break: break-all;
  color: #0a2540;
}

@media (max-width: 575px) {
  .confirmacao-aviso {
    padding: 14px 16px;
    gap: 10px;
  }
  .confirmacao-aviso i {
    font-size: 20px;
  }
  .confirmacao-aviso p {
    font-size: 13px;
  }
}
